Five Checking Options customized to fit your lifestyle

 Preferred Checking
 Premier Checking - 3.01% APY*
 Prime Select Checking
 Prime Plus Checking
 Basic Checking
*Annual Percentage yield is variable & subject to change. APY is valid as of May 1, 1998

CERTIFICATES OF DEPOSIT

 6 months - 5.28% APY
 1 Year - 5.40% APY
 18 Months - 5.55% APY
Special
 20 Months - 5.80% APY
The minimum deposit is $500 and certificates of $100,000 or more are negotiable. Penalty for early withdrawal. APY are accurate as of March 20th, 1998

BUSINESS SERVICES

RB&T offers avariety of Financial services to meet the needs of any business.

 Checking
 Lock Box
 Money Market
 Night Depository
 Savings
 ACH Origination
 Cash Management
 Payroll Direct Deposit
 Merchant Credit Cards